Recover the Revenue You Didn’t Know You Lost.

What We Do

Merchant ISO, Payment Processor, PayFac Revenue Recovery & Portfolio Optimization

Omerta Capital Group is a forensic audit and revenue optimization firm for the payments industry. We specialize in uncovering missed profit buried deep in processor fees, sponsor bank agreements, card brand acquiring invoices and compliance cost structures. If you’re a payment processor, merchant ISO, or PayFac — we’re the team that finds what others miss.

No Cost Initial Review

  • Reduce losses from interchange errors, billing misalignments, or pricing inefficiencies.

  • Outsourced profit discovery that doesn’t disrupt operations.

  • Granular reviews of monthly invoices from payment gateways, card brands, and acquiring partners — identifying line-item discrepancies, unauthorized markups, and contractual violations.

  • Trust. Discretion. Real results.

Who We Are

Insiders Turned Fixers. Margin Recovery is Our Mission.

We’re not consultants guessing from the outside — we’re payment ops veterans who’ve lived inside the machine. With 10+ years in Risk, Underwriting, Compliance, and Operations, we’ve managed every piece of the processor puzzle. We’ve worked directly with:

  • Sponsor and Acquiring Banks

  • Fiserv, Tsys, NMI, Authorize.net

  • Amex, Visa, Mastercard, Discover

  • PCI providers, fraud tools, and chargeback platforms

As former operators, we know exactly where revenue gets lost — and how to get it back.

Founded on Experience. Built to Deliver Results.

To Date we have discovered over $10M in missed revenue buried in complex billing setups, processor invoices, and merchant agreements — and structured significant gains in new added fee revenue projected for the year ahead.

Whether you’re a large-scale PayFac, a Merchant ISO, or any payment processor — we bring sharp, tactical precision to uncover your hidden upside.

 

Services we offer

Revenue Recovery Audits

We identify missed fees, silent overcharges, and billing errors hidden in processor and vendor invoices. We work across all major platforms that bill companies like yours — TSYS, Fiserv, Visa, Mastercard, Amex, Discover, and sponsor banks.

Merchant Portfolio Analysis

Improve residual income with no tech lift, only industry expertise with guided steps to success.

Reduce losses from interchange errors, billing misalignments, or pricing inefficiencies. We specialize in price optimization for all merchant industries with expertise in high risk verticals.

Impact Reporting & Remediation

Our deliverables are executive-ready: clearly quantifying lost revenue, outlining root causes, and offering actionable paths to recovery and prevention.

Contact Us

No risk, no long-term contract. Just recovered revenue. Reach out before your next billing cycle.

Merchant ISO’s

You built your portfolio one merchant at a time — don’t let hidden errors undo that work. We’ve recovered millions from overlooked billing and pricing mistakes. If your residuals feel off, there’s a reason. Let’s find it.

PayFac Operations

Your model is scalable — but so are margin leaks. From platform fees to brand costs and gateway pass-throughs, we know where to look and how to tighten the system without touching the tech.

Payment Processors

You process billions — but small miscalculations at scale turn into seven-figure losses. We dissect every vendor invoice, portfolio segment, and fee structure to expose silent revenue erosion. No disruption. No noise. Just precision and proof.